The concept of life insurance can be as simple as paying a monthly premium to an insurance company and, in exchange, the insurance company pays a lump sum benefit to your beneficiaries. Where life insurance can become confusing is determining how much life insurance you need and the type of life insurance that best fits your circumstances.
At The DL Moore Agency, we assist our clients with these complicated and sometimes difficult decisions. We listen to our client’s needs and sort through the myriad of life insurance companies to find the right product that fits your budget.
Whether you’re a business owner, family, or single, we can help you protect the ones you love, your assets, and your business from potential loss with the power of life insurance.
Individual disability insurance protects you and your source of income (your paycheck) from injury and illness. Many people rely solely on group disability insurance offered through an employer or membership organization. One of the disadvantages of group disability coverage is that it’s possible to lose it at some point. Buying your own individual disability insurance policy ensures that you will continue to have coverage if you switch jobs or your employers drops the plan.
FIXED AND INDEX ANNUITIES
Annuities can play an important role in your retirement savings and income planning strategy. Whether you want to increase your retirement savings or you need a guaranteed income, there are annuity solutions that you should consider. We can help you learn how annuities work and how they may fit into your overall retirement saving and income plan.