Posts by The DL Moore Agency

Want to lower how much you pay for car insurance?

I frequently tell my clients that insurance companies are not in the business of losing money. I say this to help clients understand why insurance cost what it does and to help clients come to terms with the protection value that the coverage offers. Auto insurance rates, just like life insurance and other forms of…

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Employer provided Group Life Insurance

To retain employees and reduce turnover, employers may provide benefits such as health insurance, 401(k), and group life insurance. These are all fantastic benefits to have, however, what happens to these benefits if you separate from your employer? For the purposes of this post, we would like to focus on group life insurance. Generally, the…

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Life Insurance for Children. Do they need it?

Life Insurance for children can be a very easy discussion to have with parents and a very touchy subject to have with parents as well. There are a few basic points to think about when considering life insurance for children. Insurability A savings vehicle for tax sheltered savings Cover expenses should the unthinkable occur Insurability…

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